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Enjoy life with the peace of mind that Pluscare brings
Calm in
case of an accident

To help you enjoy this peace of mind, PlusCare is an excellent plan that protects you against an accident.

By enrolling in PlusCare for Banco Popular de Puerto Rico customers, you and your family can enjoy peace of mind knowing your family will have financial support in the event of an accident.

Don’t miss another day.

Enroll today!

 

COVERAGE DETAILS

PlusCare is a personal accidents protection program, designed for deposit accounts or credit card customers from Banco Popular de Puerto Rico. The program provides benefits for hospitalization, broken bones caused by an accident, dismemberment rehabilitation, final expenses, among others.

COVERAGE INFORMATION*

elgibilitylogo

To be eligible, you must be between the ages of 18 to 69 old and own a deposit account or a credit card from Banco Popular de Puerto Rico from which the monthly payment of the insurance premium will be charged.

When enrolling, select one of the following plans and enjoy the peace of mind that comes from knowing that you are protected.

CoverageIsland Finance Shield

Plan 1
$13.25

monthly
Island Finance Shield star

Plan 2
$21.50

monthly
Island Finance Shield star

Plan 3
$30.50

monthly
Were you hospitalized for more than three days after suffering an illness or having an accident? The plan will give you a daily payment up to a maximum of 60 days.$50 daily
(starting on
day 4)
$75 daily
(starting on
day 4)
$100 daily
(starting on
day 4)
Depending on the selected plan, you will be able to receive a maximum amount if you suffer a bone fracture due to a covered accident. The payable amount will depend on the type of fracture.Up to $2,500Up to $5,000Up to $8,000
Depending on the selected plan, you may receive a maximum payment if you suffer some type of dismemberment due to a covered accident. Payment is per event and according to the type of dismemberment.Up to $1,500Up to $3,500Up to $7,000
You could be reimbursed for expenses incurred in medical treatment, supplies, or services due to an accidental dismemberment. You will receive this benefit up to 2 years after the accident.Up to $1,500Up to $4,000Up to $7,000
Your designated beneficiaries will receive a financial benefit based on the selected plan if you die in a covered accident. $50,000$75,000$100,000
Your designated beneficiaries will receive a financial benefit, based on the selected plan, to cover funeral expenses in case you die because of a covered accident. $1,500$3,500$7,500


*This is a summary of the coverage. For more details on limits, benefits, and exclusions, please refer to the Certificate of Insurance by clicking here

The cost of your monthly insurance premium will be charged to the Banco Popular de Puerto Rico deposit account or credit card selected in the registration process and will be reflected on your account statement on the 15th day of each month. This product may be cancelled at any time.

EFFECTIVE DATE
effectivedatelogo

The effective date of your policy depends on your enrollment date.

If you enroll in PlusCare between the 1st and 10th of the month, your coverage effective date will be advanced to the 1st day of the current month. If your enrollment is between the 11th and 30th or 31st of the month, the effective date of your coverage will be deferred to the 1st day of the next month.

CANCELLATION
cancellationlogo

PlusCare can be cancelled at any time by sending us a written communication that includes insured’s full name, address, product you wish to cancel and the certificate, or policy number addressed:

By email to:
credito@assurant.com

By mail to:
Assurant
PO Box 195167
San Juan, PR 00919

CLAIMS
claimslogo

We offer you different options for initiating your claim.

By calling 1-800-981-8888 Monday through Friday, 8:00 A.M. to 5:00 P.M. (AST) for instructions on how to claim.

By sending a letter by mail to:
Assurant
PO Box 195167
San Juan, PR 00919

Your information will reach us in a quick and safe way regardless of the way you file the claim.

We pay approved claims within 15 days of receiving the required proof. If your claim is denied, you will receive a written explanation with the appeal process. You must submit your claim as soon as reasonably possible.

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Enroll in PlusCare.

Here are a few things you need to know before you enroll.

This program is provided by Caribbean American Life Assurance Company, part of Assurant, Inc. To enroll you must be between 18 and 69 years old and own a deposit account or a credit card from Banco Popular de Puerto Rico from which the monthly payment of the insurance premium will be charged. The program will automatically expire on your 75th birthday.

Please note that this coverage excludes death by:

This is a summary of the exclusions. For more details, please refer to the Certificate of Insurance.

Upon enrollment, a welcome package containing the Certificate of Insurance and the Summary Page will be mailed to you for your records.

This insurance can be cancelled at any time. Go to the Coverage Summary section to review the cancellation process.

Your insurance coverage ends when:
I acknowledge that I have been provided with, understood, and accepted:

Please acknowledge that you have been provided with, have understood, and accepted all terms, eligibility, benefits, limitations and exclusions, Privacy Policy, and Terms of Use.

Please provide the information below to complete your enrollment:

Please enter your name as it appears on your deposit account or credit card statement.
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Please acknowledge that you have been provided with disclosure
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